How to choose best fixed deposit scheme?

It is important to choose the right scheme for best fixed deposit rates, based on your requirement. You have the options to get your interest at the end of your maturity period, or opt for periodic payout options. In case you’d like to tend to your regular expenses, you can choose the option of periodic payouts, but if you’d like a lump sum amount at the end of your tenor, you can choose to get your interest at the end of your tenor.

Some investors also consider the current FD rates, when planning to invest. While this may be a great way to grow your savings, it is also important to make sure your fixed deposit has the highest safety ratings, so that your principal amount is not at risk.

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